Corrections Policy
How MoneyToolkit handles possible errors, outdated sources, and unclear results.
Last updated: 4 August 2026
Corrections & updates log
A public record of substantive changes to this site's calculators and content. Corrections fix something we got wrong; updates track routine maintenance such as annual rate changes. Minor copy edits are not logged.
This public log was established on 4 Aug 2026. Earlier entries were reconstructed from our dated version history.
- update
2026–27 first-home-buyer policy summaries updated
Updated the first-home-buyer grant and transfer-duty summaries used alongside mortgage estimates, including Western Australia's higher thresholds, Tasmania's changed grant and expired duty relief, and the ACT's uncapped Home Buyer Concession Scheme.
Affected: Mortgage Calculator, Methodology
- update
Mortgage-rate snapshot refreshed
Refreshed the default and comparison rate snapshot using Reserve Bank of Australia indicator lending-rate data available in July 2026. Added the verification date, source period, next review date, and an on-page warning when the snapshot becomes stale.
Affected: Mortgage Calculator, Rate Stress Test, Methodology
Report a possible error
Email [email protected] with the page URL and a short description of what appears incorrect. For calculator issues, include the inputs needed to reproduce the result, but do not send loan statements, account numbers, identity documents, property addresses, credit reports, or complete financial records.
A link to an official source, legislation, regulator guidance, or other supporting evidence helps us investigate more quickly.
What happens next
- 1
Reproduce and verify
We check the page, calculation path, cited source, and relevant assumptions.
- 2
Assess materiality
We distinguish a factual or calculation error from a reasonable difference in assumptions or circumstances.
- 3
Correct the source and explanation
If a material error is confirmed, we update the calculation or text and review related pages that may rely on the same information.
- 4
Record meaningful changes
We update the page review date when the correction materially changes a result, threshold, benchmark, or conclusion.
A different estimate is not necessarily an error
Actual loan approval, rates, fees, repayment timing, interest calculations, and product features vary by lender and borrower. Results are planning estimates, not a quote, credit decision, or product recommendation.
Privacy when reporting
Send only the minimum information needed to reproduce the issue. We do not need identity documents, account numbers, tax file numbers, addresses, or complete financial records. See the privacy policy for more information.